What a Sherlock Homes townhouse actually costs you
Brand new, never occupied townhouses in Caboolture. Pick a price and tell us about your situation. We'll show you the grants and duty concessions you're likely to qualify for, and the two federal pathways that could get you in the door, including what each one costs you down the track.
Your combined benefit
$0
This price sits above the $30,000 grant cap.
The Queensland First Home Owner Grant is only paid on new homes valued under $750,000. You'd still pay zero transfer duty, but the grant isn't available. Ask Corbwood which homes in the current release are priced under the cap.
This price qualifies for the full $30,000 grant.
Sherlock Homes townhouses are sold turnkey on a single contract with a fixed schedule of finishes. The grant is assessed on total contract value including any variations, so a home that creeps over $750,000 after signing costs the buyer $30,000. There are no variations on these contracts.
Grants and duty
Three ways in the door
The $30,000 grant and zero stamp duty apply to all three.
They are not an alternative to the pathways below, they stack on top of whichever one you choose. Each column shows the full picture including them.
Standard purchase
No federal scheme
Deposit needed
$0
Loan required
$0
You own
100%
First Home Owner Grant
$0
Stamp duty saved
$0
Deposit, after the grant$0
No income cap
You keep all capital growth
Largest deposit required
Below 20% deposit you pay Lenders Mortgage Insurance
5% Deposit Scheme
Australian Government
Deposit needed
$0
Loan required
$0
You own
100%
First Home Owner Grant
$0
Stamp duty saved
$0
Deposit, after the grant$0
No income cap since October 2025
No Lenders Mortgage Insurance
You keep all capital growth
Australian citizens and permanent residents
Single parents and legal guardians: 2% deposit
Largest loan of the three, so serviceability decides it
Help to Buy
Shared equity
Deposit needed
$0
Government contributes
$0
Loan required
$0
First Home Owner Grant
$0
Stamp duty saved
$0
Deposit, after the grant$0
You choose one pathway, not two.
Help to Buy and the 5% Deposit Scheme can't be combined with each other. The $30,000 grant and zero stamp duty are not pathways and don't need choosing, they apply to all three.
On the deposit figures: the grant can often be applied at settlement through an approved agent or your lender, which reduces the cash you bring on the day. Confirm the timing with your lender, because it isn't automatic. These figures cover the deposit only. You'll also need funds for conveyancing, searches, adjustments and lender fees.
What Help to Buy costs you later
The government's share is repaid at the property's value at the time you repay it, not what it contributed. In a growth corridor that matters. Move the settings below to see what a shared equity arrangement would cost you in capital growth.
Home value then$0Total growth
Growth you keep$0Your share of the gain
Growth handed back$0The government's share of the gain
Step one, and it isn't buying
Find out where you actually stand.
A calculator works off assumptions. Getting pre-qualified works off you.
It takes a few minutes and it commits you to nothing. No property, no contract, no deposit. We work out what you can borrow, which grants and schemes you're actually eligible for, and what would need to change if the answer is not yet.
If the answer is not yet, we'll tell you that plainly and stay in touch until it changes.
One more step to send it.
Your email program should have opened with this already written. If it didn't, copy the text below and send it to dean.myburgh@corbwood.com.au, or just call 07 5609 7670.
Rather just talk it through?
Eligibility depends on your circumstances, not a calculator. Corbwood & Associates will work through what applies to you and connect you with a lender participating in the scheme you're considering.